How to Cancel Choice Home Warranty
We write the letter your contract calls for, you sign it on your phone, and we mail it certified. You get tracking and proof it was delivered. $29, paid when you order.
This guide covers how to cancel Choice Home Warranty. Every detail comes from the sources linked at the bottom, and we leave out anything they don't say.
Choice Home Warranty cancellation at a glance
Letter accepted- How to cancel
- By phone or by mail
- Mail to
- 90 Washington Valley Road, Bedminster, NJ 07921
- Phone
- 1-888-531-5403
- Notice period
- Monthly plans: written notice at least 30 days before the end of the monthly term to stop auto-renewal (per Section G of the user agreement). Otherwise cancel any time.
- Written notice
- Accepted
What you'll need
The sources we checked say Choice Home Warranty asks for:
- Notice of cancellation (phone, or written notice for monthly non-renewal)
How to cancel Choice Home Warranty: do-it-yourself steps
- Write a short letter that says you're cancelling. Include your full name, your account or member number, your address and the date you want billing to stop. Sign and date it. Add anything listed under What you'll need.
- Mail it to Choice Home Warranty at: 90 Washington Valley Road, Bedminster, NJ 07921. The terms we checked don't ask for certified mail. Sending it certified still gets you a delivery record.
- Mind the notice period: Monthly plans: written notice at least 30 days before the end of the monthly term to stop auto-renewal (per Section G of the user agreement). Otherwise cancel any time.
- Keep a copy of the letter and your mailing receipt. Check your next statement to make sure the charges stopped.
Choice Home Warranty also takes cancellations by phone. Phone: 1-888-531-5403.
Free Choice Home Warranty cancellation letter preview
This is the letter we send, with your details filled in. Copy it to send yourself, or have us mail it.
Fees and contract notes
Fees and contract terms
- Administrative fee on cancellation after 30 days: Lesser of $50 or the amount permitted by law
- California administrative fee after 30 days: Lesser of 10% of the Agreement Fee or $25
- Service-cost shortfall (if service costs exceed refundable fees): Lesser of service costs minus fees paid, or (monthly plans) the annual monthly fee minus the amount paid that year
Refunds
Within 30 days of the order date: refund of the paid Agreement Fee less any service costs incurred. After 30 days: pro rata refund for the unexpired term, calculated at the end of the month in which you cancel, less service costs and an administrative fee (lesser of $50 or legal maximum). If service costs exceed the refundable amount, the customer must pay the company the lesser of the shortfall or, for monthly plans, the difference between the annual monthly fee and what was paid that year.
State differences
AL, AR, HI, MA, MN, NM, VA, WI, WY: may cancel within 20 days of mailing or 10 days of delivery (HI: 30 and 20 days) for a full refund if no service received; 10% per month penalty on refunds not paid within 45 days (IA 30 days, NM 60 days). AL: up to $25 admin fee after the refund period. AZ: fee capped at lesser of $50 or 10%. IA and WI: fee capped at 10% of amount paid. NV: 20/10-day void right, no administrative or cancellation fee charged. OK: 90% of unearned pro rata fee less service costs. SC: 10% monthly penalty after 45 days. UT: rules on company-initiated cancellation and no admin fee if the company cancels in the first 30 days. VT: 20-day full refund if no service. CA and GA have separate agreements (CA fee lesser of 10% or $25; GA 10% penalty on late refunds).
Why send your Choice Home Warranty letter certified
USPS Certified Mail gives you a mailing receipt and a tracking number, and the Postal Service records when the letter is delivered. That record is what you point to if the company says it never got your notice.
Some contracts require certified mail. Others only ask for written notice, and certified mail is still the safest way to send it. Some contracts count notice from the day the letter arrives and others from the postmark date. The USPS record shows both.
Regular mail leaves you with nothing to show. A letter can sit in a mailroom, get misrouted or get thrown away, and you have no way to prove when, or whether, it arrived.
When we mail a letter for you, it goes USPS Certified within one business day of your order, and we email you the tracking number. You can follow it on the USPS site until it's delivered. The price is $29, paid when you order.
If Choice Home Warranty keeps charging you after you cancel
Check the dates first. A charge that covers your notice period or the last billing cycle may be allowed by your contract. A charge for a period after your cancellation date usually isn't.
- Contact the company in writing. Say when you cancelled and how, and ask them to refund every charge after your cancellation date. Include your proof.
- If they don't fix it, dispute the charge with your bank or card issuer. Give the cancellation date and send the proof: a copy of your letter and the USPS delivery record, or the confirmation number from your call.
- If charges keep coming, ask your bank whether it can block future payments to that company.
- File a complaint with your state attorney general's consumer protection office. It creates a record, and some companies respond faster once one is filed.
Banks and card issuers set deadlines for disputes, usually counted from the statement date. Don't wait for several months of charges to pile up before you act.
Choice Home Warranty cancellation FAQ
Can I cancel Choice Home Warranty by mail?
Yes. Choice Home Warranty accepts written notice by mail. The mailing address in our sources is 90 Washington Valley Road, Bedminster, NJ 07921.
Can I cancel Choice Home Warranty online?
No. The sources we checked say Choice Home Warranty doesn't take cancellations online. Your options are by phone or by mail.
How much notice does Choice Home Warranty need?
Notice period: Monthly plans: written notice at least 30 days before the end of the monthly term to stop auto-renewal (per Section G of the user agreement). Otherwise cancel any time.
Is there a fee to cancel Choice Home Warranty?
What the terms say: Administrative fee on cancellation after 30 days: Lesser of $50 or the amount permitted by law. California administrative fee after 30 days: Lesser of 10% of the Agreement Fee or $25. Service-cost shortfall (if service costs exceed refundable fees): Lesser of service costs minus fees paid, or (monthly plans) the annual monthly fee minus the amount paid that year. Refunds: Within 30 days of the order date: refund of the paid Agreement Fee less any service costs incurred. After 30 days: pro rata refund for the unexpired term, calculated at the end of the month in which you cancel, less service costs and an administrative fee (lesser of $50 or legal maximum). If service costs exceed the refundable amount, the customer must pay the company the lesser of the shortfall or, for monthly plans, the difference between the annual monthly fee and what was paid that year.
Can CertiCancel cancel Choice Home Warranty for me?
Yes. We write the letter, you sign it on your phone, and we mail it USPS Certified with tracking. It costs $29, paid when you order.
Official links from Choice Home Warranty
- Homeowners User Agreement
- California Residents - Choice Home Warranty
- Georgia Residents - Choice Home Warranty
- Contact Information | Choice Home Warranty
- Frequently Asked Questions
- Account Center - Choice Home Warranty
Last verified: November 6, 2026